Deposit Loan Composition

Financial Highlights
12/31/2014
12/31/2015
12/31/2016
3/31/2017
Loan Composition (%)
Total Gross Loans($000) 5,593,503 6,256,614 10,566,117 10,568,808
Gross Loans HFI Growth 9.68 12.28 68.74 0.24
1-4 Family Loans/ Loans 0.38 0.54 0.55 0.55
Multifamily Loans/ Loans 3.69 3.93 4.01 4.21
Commercial Real Estate Loans/ Loans 74.01 74.69 70.37 71.14
Commercial & Multifamily Real Estate Loans/ Loans 77.70 78.62 74.38 75.35
Real Estate Loans/ Loans 78.09 79.16 74.93 75.90
Construction & Development Loans/ Loans 1.69 1.97 2.41 2.69
Home Equity Loans/ Loans 0.46 0.31 0.17 0.16
Credit Card Loans/ Loans 0 0.07 0.08 0.07
Vehicle Loans/ Loans 0.31 0.19 0.06 0.05
Other Consumer Loans/ Loans 0.85 1.07 3.52 3.70
Consumer Loans/ Loans 1.61 1.64 3.83 3.98
Commercial Loans/ Loans 18.66 17.27 18.85 17.44
Foreign Loans/ Loans 0 0 0 0
Other Loans/ Loans 0 0 0 0
Unearned Income and Other Adjustments/ Loans (0.05) (0.05) (0.02) (0.02)
Deposit Composition (%)
Total Deposits($000) 5,693,452 6,340,976 10,642,035 10,703,777
Deposit Growth 10.59 11.37 67.83 2.32
Transaction Acct Deps/Tot Deps NA NA NA NA
Savings Acct Deps/Tot Deposits 3.48 2.96 2.84 2.71
Money Mkt Deps/Tot Deposits NA NA NA NA
MMDA & Savings/Total Deposits NA NA NA NA
Retail Time Deps/Tot Deposits 10.91 11.08 9.92 9.20
Jumbo Time Deposits/ Deposits 29.29 27.96 28.02 27.88
Tot Time Deposits/Tot Deposits 40.19 39.04 37.95 37.08
Foreign Deposits/Total Deposits 0 0 0 0
Other Deposits/Total Deposits 0 0 0 0
Non-CDs/Total Deposits 59.81 60.96 62.05 62.92
Core Deposits/Total Deposits 70.71 72.04 71.98 72.12
Noninterest-bearing Deposits/ Deposits 27.10 26.72 27.25 27.69
Interest-bearing Deposits/ Deposits 72.90 73.28 72.75 72.31
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.
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