Deposit Loan Composition

Financial Highlights
12/31/2013
12/31/2014
12/31/2015
Loan Composition (%)
Total Gross Loans($000) 5,118,291 5,593,503 6,256,614
Gross Loans HFI Growth 18.11 9.68 12.28
1-4 Family Loans/ Loans 0.20 0.38 0.54
Multifamily Loans/ Loans 3.58 3.69 3.93
Commercial Real Estate Loans/ Loans 71.73 74.01 74.69
Commercial & Multifamily Real Estate Loans/ Loans 75.31 77.70 78.62
Real Estate Loans/ Loans 75.50 78.09 79.16
Construction & Development Loans/ Loans 1.44 1.69 1.97
Home Equity Loans/ Loans 0.66 0.46 0.31
Credit Card Loans/ Loans 0.01 0 0.07
Vehicle Loans/ Loans 0.37 0.31 0.19
Other Consumer Loans/ Loans 0.90 0.85 1.07
Consumer Loans/ Loans 1.94 1.61 1.64
Commercial Loans/ Loans 21.16 18.66 17.27
Foreign Loans/ Loans 0 0 0
Other Loans/ Loans 0 0 0
Unearned Income and Other Adjustments/ Loans (0.04) (0.05) (0.05)
Deposit Composition (%)
Total Deposits($000) 5,148,057 5,693,452 6,340,976
Deposit Growth 17.43 10.59 11.37
Transaction Acct Deps/Tot Deps NA NA NA
Savings Acct Deps/Tot Deposits 4.32 3.48 2.96
Money Mkt Deps/Tot Deposits NA NA NA
MMDA & Savings/Total Deposits NA NA NA
Retail Time Deps/Tot Deposits 12.65 10.91 11.08
Jumbo Time Deposits/ Deposits 29.11 29.29 27.96
Tot Time Deposits/Tot Deposits 41.77 40.19 39.04
Foreign Deposits/Total Deposits 0 0 0
Other Deposits/Total Deposits 0 0 0
Non-CDs/Total Deposits 58.23 59.81 60.96
Core Deposits/Total Deposits 70.89 70.71 72.04
Noninterest-bearing Deposits/ Deposits 27.18 27.10 26.72
Interest-bearing Deposits/ Deposits 72.82 72.90 73.28
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